What is the Wrap platform?

The Standard Life Wrap platform is an online investment platform. But what does this mean? A platform is an online service that connects users with services they need. The Wrap platform gives you access to different investment and savings products to help meet your needs.

Why do we call it ‘Wrap’?

Our platform wraps up all of your different investment and savings products in one place.

What is an investments and savings product?

On the Wrap platform, these products include the Individual Savings Accounts (ISAs), Personal Portfolio, Self Invested Personal Portfolio (SIPP), and Bonds that are offered on the Wrap platform. Each product may be subject to different tax rules and investment limits set by the government. For instance, an ISA is a tax-free product which has a limit for how much you can pay in each tax year. If the investments in your ISA grow over time, you will not owe any tax on this growth or on any interest earned.

Wrap features

The Wrap platform is an online service that holds all your investments and savings products in one place. The platform charge is based on the total value of your platform eligible assets, so the more you hold across your products, the lower your annual % platform charge.  

  • Launched in 2006, our Wrap platform has grown and developed based on feedback from advisers and customers. 
  • With access to over 3000 funds from over 150 fund managers, you are able to build a portfolio of investments that works for you. 
  • We provide highly-rated and award-winning customer support. Our phone teams are available Monday – Friday, 9:00am – 5:30pm to answer any questions you might have about the Wrap platform or your Wrap account.
  • The Wrap platform has achieved ratings and awards and continues to develop year after year.
Defaqto GOLD for Platform Service 2020
Defaqto Platform Service award logo 2020
Defaqto Five Star Rating 2020
Defaqto Adviser Platform award logo 2020
 Schroders award logo
AdviserAsset Platinum Rated 2020
Adviser Asset Platform Award logo 2020
AKG A Financial Strength Rated 2020
AKG A Award Logo