Also known as a General Investment Account (GIA), the Wrap Personal Portfolio is designed to hold your investments outside of an Individual Savings Account (ISA) or pension. The Personal Portfolio gives you potential for capital growth or income – or a combination of both. It is generally considered a medium to long term investment, which means it is usually held for around five years or more.
The Wrap Personal Portfolio gives you flexible access to the fund selection provided on the Wrap platform and allows you to tailor your investments to suit your goals. There are no charges for closing your Personal Portfolio or transferring it to another provider. The Wrap Personal Portfolio is provided by Standard Life Savings Ltd.