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The Wrap platform gives you access to over 3,000 funds from over 150 fund managers. For information about the funds available to you, please contact us. You can find out more information about the funds offered by reading the fund factsheets. Some funds also have key investor information documents (KIIDs) or supplementary information documents (SIDs).
If you're not sure if a fund is right for you, you should speak to your financial adviser. If you don't have a financial adviser, you can find one using Unbiased. There's likely to be a charge for any financial advice you receive. Unfortunately, our customer centre representatives can't give any advice or guidance on which funds you should choose.
The Wrap platform offers different types of funds for you to choose from. See below for more information about these.
These funds are linked to a plan issued by an insurance company, which allows you to to combine your money with that of other investors. This gives you the opportunity to invest in a much wider mix of investments than if you were to invest on your own. Along with the other investors, you share in the performance of the investments held within insured funds. The price of insured funds moves with the market and is based on the value of the individual types of investments held within the fund portfolio.
As with insured funds, when you invest in a mutual fund your money is combined with that of other investors, giving you the opportunity to invest in a wider mix of investments than if you were to invest on your own. You also share in the performance of the investments held within mutual funds with other investors. However, mutual funds aren't linked to a plan. The price of mutual funds moves with the market and is based on the value of the individual types of investments held within the fund portfolio.
Listed securities cover a wide range of investments that includes equities, gilts, and corporate bonds.
Discretionary investment management is when a manager actively manages a portfolio of funds on your behalf. The manager of the portfolio has the ability to buy and sell funds within the portfolio to try to help meet its goals. This will be aligned with the risk strategy of the portfolio.
Off-platform investments are those investments which aren't held directly on the Wrap platform. They're bought and sold directly with the provider rather than through the Wrap platform. They can include investments such as property, deposit accounts, off-platform DIM portfolios, and Gold Bullion.